Stick with me here, I’m going to go in about 100 different directions to get this post to make any kind of sense. Don’t you love it when I do that?
Here’s some reference points for you, if you’re new to this conversation, on how I got to where I am today.
What I’ve said, so far, about becoming debt free – a list of posts I’ve written here to outline our journey, give some tips and hopefully inspire some of you as well.
Most recently, dropped this bomb on a key ingredient to how we’ll be debt free by Christmas.
That feels weird to say out-loud. It involves some continued hard work and probably the sale of our mini van, but we’re 110% committed to this.
We sold our house this past summer and sold it for less than we paid when we bought the home in 2004. We carried over debt from the sale of the home, and dot-to-dot game led us to building a new home, which we are currently in the process of selling (before it’s even finished – this is that aforementioned bomb we dropped) – the sale of the new build isn’t official until mid December some time so we’re sitting tight until them to make any huge proclamations and claim SOLD. We’re being as careful as we can at this point. Nothing is for sure until there are signatures. And the ink is very, very dry. But we’re 98% there.
Since we’ve been saving for a down payment on this new build and our monthly obligation to housing (we’re renting) is less than $500 right now – we’ve been able to knock this one out of the park. The debt that we carried over from the sale of the first house, earlier this year, will vanish mid December. As in ZERO. As in, WOW. As in, Thank you God. As in, We’re more than half way there.
The only other debt we carry is a car payment (hence the probable sale of the van) and taking everything into consideration (and hoping for a sale) we’ll be completely 100% debt free by Christmas. Which means we need to get serious about the van situation.
Now. Here’s what happened today.
Insert frantic clicking, sharing and spreading of this link.
You guys … I want that story. I want to be able to feel that freedom. I am in the midst of writing this very story for our lives and I cannot wait to share the day with you when this is a reality and not something I’m reading from someone else’s home.
Food is a huge problem in this house – I try and try and just cannot figure out how to spend less. I menu plan, I coupon clip, I watch the sales, I stock my pantry but I’m missing something. I don’t know what it is yet. I will learn. I’m getting there.
So I plan to buy the ebook (or maybe get it as a Christmas gift?? hint! hint!).
I am on fire.
My brain hurts a little bit. Time for a nap.